Full form of all Banking Terms

Full Form of All Banking Terms
ADB: Asian Development Bank
ADR: American Depositary Receipt
AIDWA: All India Democratic Woman’s Association
AITUC: All India Trade Union Congress
AMFI: Association of Mutual Funds in India
APEC: Asia-Pacific Economic Cooperation
APL: Above Poverty Line
APM: Administered Pricing Mechanism
ARC: Asset Reconstruction Company
ARDR: Agricultural and Rural Debt Relief
ASBA: Application Supported by Block Amount
ASEAN: Association of South-East Asian Nations
ASEM: Asia-Europe Meeting
ASSOCHAM: Associated Chambers of Commerce
and Industry
ATM: Automatic Teller Machine
BIFR: Board of Industrial and Financial
Reconstruction
BCBS: Basel committee for Banking Supervision
BCSBI: Banking Codes and Standards Board of
India
BIS: Bureau of Indian Standards
BOLT: BSE On-Line Trading (System)
BOT: Build, Operate and Transfer
BPL: Below Poverty Line
BPO: Business Process Outsourcing
BSE: Bombay Stock Exchange
CA: Chartered Accountant
CABE: Central Advisory Board of Education
CACP: Commission of Agriculture Cost and Price
C & AG: Comptroller & Auditor General
CAMELS: C – Capital adequacy, A – Asset quality,
M – Management quality, E – Earnings, L – Liquidity,
S – Sensitivity to Market Risk
CAPART: Council for People’s Action and
Advancement of Rural Technology
CAR: Capital adequacy ratio
CARE: Credit Analysis & Research Ltd.
CBS: Core banking solution
CCI: Competition Commission of India
CCIL: Clearing Corporation of India limited
CDSL: Central Securities Depository Limited
CECA: Comprehensive Economic Cooperation
Agreement
CEPA: Comprehensive Economic Partnership
Agreement
CIBIL: Credit Information Bureau (India) Ltd
CII: Confederation of Indian Industry
CIS: Commonwealth of Independent States
CHOGM: Commonwealth Heads of Government
Meeting
CITES: Convention on International Trade in
Endangered Species
CITU: Centre Of Indian Trade Unions
CMP: Common Minimum Programme
CPI (UNME): The Consumer Price Index for Urban
Non-Manual Employees.
CPI (AL): Consumer Price Index for Agricultural
Laboures.
CPI (IW): Consumer Price Index for Industrial
Workers
CPI (RL): Consumer Price Index for Rural Labourers
CRAR: Capital to Risk (Weighted) Assets Ratio
CRISIL: Credit Rating Information Services of India
Limited
CRR: Cash Reserve Ratio
CSIR: Council of Scientific and Industrial Research
CST: Central Sales Tax
CTT: Commodities Transaction Tax
DA: Dearness Allowance; Daily Allowance
DMIC: Delhi-Mumbai Industrial Corridor
DPEP: District Primary Education Programme
ECA: Essential Commodity Act
ECB: External Commercial Borrowings
ECS: Electronic clearing system
EDUSAT: Education Satellite
EEE: Exempt Exempt Exempt
EET: Exempt Exempt Taxation
EFA: Education for All
EFT: Electronic fund transfer
EEFC Accounts: Exchange Earners Foreign Currency
Account
· EGoM: Empowered Group of Ministers
EMI: Equated Monthly Installment
EMS: European Monetary System
ERNET: Educational and Research Network
ESA: European Space Agency
ESCAP: Economic and Social Commission for Asia
and Pacific
ESMA: Essential Services Maintenance Act
ESOP: Employee Stock Option Programme
EU: European Union
FAO: Food and Agriculture Organisation
FCCB: Foreign Currency Convertible Bond
FCNR: Foreign Currency (Non-Resident) Accounts
Scheme
EPF: Employees Provident Fund
EPFO: Employees Provident Fund Organization
FDI: Foreign Direct Investment
FEMA: Foreign Exchange Management Act
FERA: Foreign Exchange Regulations Act
FICCI: Federation of Indian Chambers Of Commerce
and Industry
FII: Foreign Institutional Investors
FIPB: Foreign Investment Promotion Board (Of India)
· FMCG: Fast Moving Consumer Goods
FPO: Follow on Public Offer
FRBM: Fiscal Responsibility And Budget
Management
FSSA: Food Safety And Standards Authority (Of
India)
FTA: Free Trade Area
GATT: General Agreement On Tariffs And Trade
GCC: Gulf Cooperation Council
· GDP: Gross Domestic Product
GDR: Global Depositary Receipt
GEF: Global Environment Fund
GIC: General Insurance Corporation
GNP: Gross National Product
GST: Goods and Service Tax
HDFC: Housing Development Finance Corporation
Limited
HDI: Human Development Index
HSBC: Hongkong and Shanghai Banking Corporation
Limited
HUDCO: Housing And Urban Development
Corporation
IAAI: International Airport Authority Of India
IAAS: Indian Audit and Accounts Service
IADF: International Agricultural Development Fund
IAEA: International Atomic Energy Agency
IAEA: International Atomic Energy Agency
IASB: The International Accounting Standards Board
IBRD: International Bank for Reconstruction And
Development
ICAI: Institute of Chartered Accountants of India
ICAR: Indian Council of Agricultural Research
ICCW: Indian Council for Child Welfare
ICDS: Integrated Child Development Service
ICMR: Indian Council of Medical Research
ICICI: Industrial Credit and Investment Corporation
of India
ICOR: Incremental capital output ratio
ICRC: International Committee of Red Cross
IDA: International Development Association
ICRA: Investment information and Credit Rating
Agency
IES: Indian Economic Service
IEX: Indian Energy Exchange
IFRS: International Financial Reporting Standard
IFSC: Indian financial system code
IFTU: International Federation of Trade Unions
IFWJ: Indian Federation of Working Journalists
IIP: The Index of Industrial Production
IIPA: Indian Institute of Public Administration
IISS: International Institute of Strategic Studies
ILO: International Labour Organisation
IMF: International Monetary Fund
IMO: International Maritime Organisation
IDR: Indian Depository Receipts
IDBI: Industrial Development Bank of India
IMF: International monetary fund
IMRB: Indian Market Research Bureau
INMARSAT: International Maritime Satellite
Organisation
INTERPOL: International Police Organisation
INTUC: Indian National Trade Union Congress
IOC: International Olympic Committee
IPCC: Intergovernmental Panel on Climate Change
IPEC: International Programme on Elimination Of
Child Labour
IPO: Initial public offer
IPR: Intellectual Property Right
IRDA: Insurance Regulatory and Development
Authority
IREP: Integrated Rural Energy Planning
ISO: International Standardisation Organisation
ISS: International Space Station
ITDC: Indian Tourism Development Corporation
ITO: International Trade Organisation; Income-Tax
Officer
ITU: International Tele-Communication Union
JNNURM: Jawahar Lal Nehru National Urban
Renewal Mission
KPO: Knowledge Process Outsourcing
KYC: Know your customer
LDC: Least Developed Countries
LIBOR: London Inter Bank Offer Rate
LIC: Life Insurance Corporation (Of India)
LLP: Limited Liability Partnership
MAT: Minimum Alternative Tax
MAIT: Manufacturers’ Association for Information
Technology
MCAP: Market capitalization / Mid cap
MDG: Millennium development goals
MEP: Minimum Export Price
MFA: Multi-Fibre Agreement
MFI: Micro finance institution
MFIN: Micro finance institution network
MFN: Most Favoured Nation
MIBOR: Mumbai Interbank offer rate
MIN: Mutual fund identification no.
MNC: Multi-National Corporation
MRTPC: Monopolies and Restrictive Trade Practices
Commission
MRTS: Mass Rapid Transit System
MSME: Micro Small and Medium Enterprises
MSP: Minimum support price
MTO: Multilateral Trade Organisation
NABARD: National Bank for Agriculture and Rural
Development.
NAEP: National Adult Education Programme
· NAFED: National Agricultural Cooperative
Marketing Federation of India Ltd
NAFTA: North America Free Trade Agreement
NAM: Non-Aligned Movement
NAMA: Non-Agriculture Market Access
NASDAQ: National Association of Securities Dealers
Automated Quotation
NATO: North Atlantic Treaty Organisation
NAV: Net Asset Value
NBFC: Non Banking Finance Companies
NCAER: National Council Of Applied Economic
Research
NCERT: National Council Of Education Research
And Training
NCPCR: National Commission for Protection of Child
Rights
NDC: National Development Council
NEFT: National Electronic Fund Transfer
NEGP: National E-Governance Plan
NEP: National Education Policy
NFO: New Fund Offers
NHAI: National Highways Authority of India
NHDP: National Highways Development Project
NHRC: National Human Rights Commission
NIFT: National Institute of Fashion Technology
NIO: National Institute of Oceanography
NLMA: National Literacy Mission Authority
NMDC: National Mineral Development Corporation
NNP: Net National Production
NPA: Non Performing Asset
NPR: National Population Register
MGNREGA: National Rural Employment Guarantee
Act
NSE: National Stock Exchange
NSDL: National Securities Depository Limited
NSE: National Stock Exchange
NSSO: National Sample Survey Organization
NTPC: National Thermal Power Corporation
ODA: Official Development Assistance
OECD: Organisation of Economic Co-Operation and
Development
OGL: Open General License
OIC: Organisation of Islamic Countries
OIL: Oil India Limited
OMCS: Oil Marketing Companies
ONGC: Oil And Natural Gas Commission
OPEC: Organisation Of Petroleum Exporting
Countries
OSCE: Organisation For Security And Cooperation In
Europe
PAC: Public Accounts Committee
PAN: Permanent Account Number (Of Income-Tax)
PATA: Pacific-Asia Travel Association
PCI: Per capita income
PDS: Public Distribution System
PIL: Public Interest Litigation
PIO: Persons Of Indian Origin
PN: Participatory Note
PoP: Point Of Purchase
PPF: Public Provident Fund
PPP: Public private partnership / Purchasing power
parity
PTA: Preferential Trade Area
PURA: Providing urban amenities in rural areas
QIB: Qualified Institutional Buyer
QIP: Qualified Institutional Placement
QR: Quantitative Restriction
RBI: Reserve Bank Of India
RIDF: Rural infrastructure development fund
RRB: Regional Rural Bank
RRPI: Rural Retail Price Index
RTGS: Real Time Gross Settlement System
SAARC: South Asian Association for Regional Co-
Operation
SAFTA: South Asian Free Trade Area
SAIL: Steel Authority of India Limited
SAPTA: SAARC Preferential Trading Agreement
SARFAESI ACT: The Securitisation and
Reconstruction of Financial Assets and Enforcement
of Security Interest Act, 2002
SCO: Shanghai Cooperation Organisation
SCOPE: Standing Conference On Public Enterprises
SDR: Special Drawing Rights
SEBI: Securities And Exchange Board Of India
SEZ: Special Economic Zone
SIDBI: Small Industries Development Bank of India
SEWA: Self employed woman’s association
SLR: Statutory Liquidity Ratio
STT: Securities Transaction Tax
SWIFT: Society for Worldwide Financial
Telecommunications
TDS: Tax Deduction at Source
TIFR: Tata Institute Of Fundamental Research
TIN: Tax Information Network
TINXSYS: Tax Information Exchange System
TISCO: Tata Iron and Steel Company
TPDS: Targeted Public Distribution System
TRAI: Telecom Regulatory Authority Of India
TRIMS: Trade Related Investment Measures
TRIPS: Trade Related Intellectual Property Rights
TRYSEM: Training Of Rural Youth For Self
Employment
UN: United Nations
UNCTAD: United Nations Conference On Trade And
Development
UNDP: United Nations Development Programme
UNEF: United Nations Emergency Force
UNEP: United Nations Environment Programme
UNESCO: United Nations Educational, Scientific And
Cultural Organisation
UNFCCC: United nation framework convention on
climate change
UNFPO: United Nations Fund For Population
Activities
UNHCR: United Nations High Commissioner For
Refugees
UNHRC: United Nations Human Rights Commission
UNICEF: United Nations International Children’s
(Emergency) Fund
UNIDO: United Nations Industrial Development
Organisation
UNRRA: United Nations Relief And Rehabilitation
Administration
VAT: Value-Added Tax
VDIS: Voluntary Disclosure Of Income Scheme
VRS: Voluntary Retirement Scheme
WEF: World Economic Forum
WFP: World Food Programme
WHO: World Health Organization
WIPO: World Intellectual Property Organisatio